Online Forex Trading: Trade FX and CFDs with a Swiss Bank ...

Looking for safe and inexpensive solution for holding/exchanging NOK/EUR/USD

I'm looking for:
Any ideas?
Some background in case you're wondering:
I'm a self-employed IT consultant and I'm currently working for a Norwegian customer via an agency in Estonia. I'm originally from Germany, but now traveling full-time.
Usually, my client (the agency) has simply paid me in EUR into my German bank account because it was easier, but now that NOK has devalued so much and I don't need the money immediately, I'd prefer to be paid in NOK. So that I can store/invest it and maybe exchange it to EUUSD some time in the future when the exchange rate is better.
However, I don't really trust German banks because of the Euro crisis and I'd prefer to have my money elsewhere. I actually also have a Norwegian bank account from many years ago when I used to work there, but I'd prefer not to use that either as I'd like to avoid issues with the Norwegian tax office ("Why is there so much of our currency in your account when you don't live or work in Norway?!").
I've thought about Swissquote, which seems to offer a multi-currency account, as well as the option to invest in ETFs/stocks. But they seem to have high fees.
Interactive Brokers is supposed to be very cheap, and they allegedly have even better asset protection. But their user interface is supposed to be difficult to use for beginners? And I guess they also don't have individual IBAN account numbers?
Saxo Bank looks very nice, but it seems a bit more expensive, too? On the plus side, they seem to support funding the account with European credit cards without a fee.
According to https://brokerchooser.com/compare-brokerage , for example Lynx is even cheaper than Interactive Brokers when it comes to forex.
Revolut is great for cheap currency exchange (I use it all the time), but they have terrible support (they once froze all my money for over a week and you can only communicate with them through their app's chat feature) and I don't really trust them as they don't have a banking license yet.
In case it matters, I have a US ITIN (taxpayer ID/"SSN" for non-residents) and credit score, and a Norwegian "D number" (basically the Norwegian equivalent of an ITIN), in addition to a German passport etc.
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